如果驾驶员持有初学者驾照驾驶车辆，并且车辆上未悬挂L标识，警察抓到后会如何处罚驾驶员？If a driver drives a vehicle with a novice driver's license and the vehicle does not have a "L" sign, how will the police punish the driver if caught?
口头警告verbal warning
罚款$100，扣25分fined $100, 25 points deducted
罚款$100fined $100
暂扣驾照3个月suspended license for 3 months